Pet Insurance

Over the last 20 years, Pet-n-Sur has helped tens of thousands of pets recover from illness and injury.

Dog Insurance

Up to $18,000 cover

Cat Insurance

Up to $18,000 cover

Horse Insurance

Up to $25,000 cover

Rabbit Insurance

Up to $1,500 cover

Why thousands of Kiwis choose Pet-n-Sur

100% New Zealand

100% New Zealand Owned and Managed


Peace of Mind protection with NZ's most experienced, 100% NZ owned and managed Pet Insurance provider.

Own Policies

We underwrite our own policies - no third party gets to complicate the processing of your application or payment of your claim.

Efficient Claims Processing

In the last two years we have helped our clients pay over $20.2M of pet medical bills with 99.5% of claim payments made within 14 days.

No Age Expiry.

We can protect your older pets with the highest entry age of any NZ insurer. And once insured, your pets can be Covered for Life with no age expiry.

Variety of Cover Options

Choose from a variety of cover options - comprehensive Surgical and Medical cover for Cats and Dogs up to $18,000 and Horses up to $25,000 or affordable Surgical Plans and Mortality Cover or plans with fixed Co-Pay options for those unexpected expensive pet medical bills.

Easy Premium Payments

Easy premium payments from less than a dollar a day with special rates for multiple Cat, Dog, Rabbit and Horse policies.

Cover for Lost Pet

Some Cat and Dog plans even provide cover for lost pet and funeral costs, boarding fees and replacement pets. Others will assist you with neutering, microchipping or vaccination costs.

Equine Cover Available for Vet Fees

Equine Cover available for Vet Fees (including colic treatments), Theft, Mortality, Saddlery and Tack, Floats and Trailers with contributions towards vaccinations.

Community Support

Pet-n-Sur proudly supports the Companion Animal Council, LandSAR Search Dogs and Local Council Shelters and Rescues.